Wednesday, February 27, 2013
Protecting your Life (with insurance)
This infographic on life insurance is from Bankrate.com. It is geared towards families but even if you are single, life insurance is a great idea. Why not have financial protection to provide to your brother(s), sister(s), and/or parents if the unexpected were to happen? Generally speaking, every year you wait to apply for life insurance, policy premiums become more expensive. So find out how much that term life policy would be and make the smart financial decision for yourself and your future.
Thursday, February 21, 2013
5 Insurance Lessons from "Downton Abbey" | PropertyCasualty360
Before commenting, I have to admit that I am not part of the Downton Abbey cult following, but since there are many people who love the show it was hard to resist posting.
Hope you enjoy this twist on the PBS hit series.
image credit to IMDB.com
Wednesday, February 20, 2013
Ohio is TOP 10 for Personal Insurance
Have you recently wondered to yourself how lucky you have it in this great state of Ohio when it comes to how much you pay for your homeowners and auto insurance?
It may come to you as a surprise but according to an independent study and presented in a news release from the Ohio Insurance Institute (OII), we rank 6th and 9th lowest in-terms of premium expenditures in homeowners and auto insurance respectively.
Your competitive side might be asking, "Which states have better average rates than us?" For those who really (and I mean really) love Ohio you will be able to sleep tonight because Michigan does not beat us in the homeowners insurance category but the states that do are Idaho, Oregon, Utah, Wisconsin and Washington. For automobile insurance in-order are S. Dakota, N. Dakota, Iowa, Idaho, Maine, Nebraska, N. Carolina, and Wisconsin.
If you really have time on your hands check out the Insurance Information Institute which breaks down all the homeowners insurance and auto insurance costs and expenditures for each state.
For those who don't have time to look but are interested:
Highest average home insurance cost by state: Texas-$1,560/year
Highest average auto insurance cost by state: New Jersey-$1,157/year
There is no one specific policy that states recommend or companies sell. The statistics in this post are described at lengths on the links within this post and should not be taken as a comparison as to what you pay (unless you have the coverage described on the associated pages). It is always best to find out what coverage meets your need for your specific situation.
It may come to you as a surprise but according to an independent study and presented in a news release from the Ohio Insurance Institute (OII), we rank 6th and 9th lowest in-terms of premium expenditures in homeowners and auto insurance respectively.
Your competitive side might be asking, "Which states have better average rates than us?" For those who really (and I mean really) love Ohio you will be able to sleep tonight because Michigan does not beat us in the homeowners insurance category but the states that do are Idaho, Oregon, Utah, Wisconsin and Washington. For automobile insurance in-order are S. Dakota, N. Dakota, Iowa, Idaho, Maine, Nebraska, N. Carolina, and Wisconsin.
If you really have time on your hands check out the Insurance Information Institute which breaks down all the homeowners insurance and auto insurance costs and expenditures for each state.
For those who don't have time to look but are interested:
Highest average home insurance cost by state: Texas-$1,560/year
Highest average auto insurance cost by state: New Jersey-$1,157/year
There is no one specific policy that states recommend or companies sell. The statistics in this post are described at lengths on the links within this post and should not be taken as a comparison as to what you pay (unless you have the coverage described on the associated pages). It is always best to find out what coverage meets your need for your specific situation.
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